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IMPORTANT DISCLOSURES: 305 Ventures Corp d/b/a Point Break Funding is not a bank, lender, or financial institution. Merchant Cash Advances (MCAs) are purchases of future receivables and are not loans. All funding decisions are subject to underwriting approval and are not guaranteed. Stated timeframes represent typical scenarios and are not guaranteed. Bad credit consideration does not guarantee approval. By submitting an application, you consent to be contacted by Point Break Funding. This is not an offer to extend credit. Results may vary.