No Hard Credit Check

Get Your Funding Offer
in 30 Minutes

Applying takes 60 seconds and won’t affect your credit score. A dedicated specialist will reach out shortly.

60s To Apply 30m Decision 24h Funding
Quick Application
Encrypted Connection
No Hard Credit CheckBad Credit ConsideredAll Industries WelcomeNo Business Plan Required

IMPORTANT DISCLOSURES: 305 Ventures Corp d/b/a Point Break Funding is not a bank, lender, or financial institution. Merchant Cash Advances (MCAs) are purchases of future receivables and are not loans. MCAs are not subject to usury laws or the same regulations as traditional loans. All funding decisions are subject to underwriting approval and are not guaranteed. Approval amounts, terms, and factor rates vary based on business performance, time in business, industry, and other underwriting criteria. The decision timeframes and funding speeds referenced on this site represent typical scenarios and are not guaranteed. Bad credit consideration does not guarantee approval. By submitting an application, you consent to be contacted by Point Break Funding and its representatives via phone, email, or text. Submitting an application does not obligate you to accept any offer. Point Break Funding operates in compliance with all applicable federal and state laws. This is not an offer to extend credit. All offers are subject to final underwriting review and execution of applicable agreements. Results may vary.

Apply Now — Get Funded in 24 Hours Call 866-930-4099